 |
|
 |
| |
|
|
|
|
|
| |
Project Obectives
Enable
the poor women, particularly in rural areas of Gujarat to improve their access
to resources and consequently strengthen livelihoods and quality of life.
-
Formation of women self
help groups based on thrift and credit
principles.
-
Facilitating sustained
access of poor to financial services and
consequently accelerate the process of economic
development.
-
Promote human capital
development and ensure welfare of women in which
they participate in making decisions.
-
Convergence of services and
benefit of various government department-thus
develop a framework of a wider range partnership
in micro finance development.
|
|
|
Project Area
|
|
|
Time Frame
-
Three Year - From
2006-07 to Janauary 2010
|
|
|
Total Budget
-
Rs.94 crore (inclusive of
Rs.50 crore for Revolving Fund Grant @ Rs.5000
per group) for three years.
|
|
|
Implementing Strategy
-
The implementing strategy would be
broadly divided into two parts.
1. Tracking and Credit linkage of existing SM Groups
2. Formation,nurturing & linkage of new SM Groups
-
Formation of new Sakhi Mandal and
revive the existing Sakhi Mandal through ICDS (85%) and NGOs. (15%)
|
|
|
Goals Envisaged For Formation
And Nurturing Of Sakhi Mandal
-
To track existing reported SHGs (1.44
lakh)
-
To credit link additional 25,000
existing SHGs (35,000 already credit linked)
-
To form additional 1.40 lakh SHGs
-
To credit link 1 lakh new SHGs
|
|
|
Incentives
Incentives: ICDS
-
Anganwadi Workers @ Rs.1500 per group
(SB a/c 300, Credit Linkage–700, Repayment–500)
-
Supervisors & ACDPOs @ Rs.3000
per 50 groups
(SB a/c 500, Credit Linkage–1500, Repayment–1000)
-
CDPOs @ Rs.6000 per 300 groups
(SB a/c 1000, Credit Linkage–3000, Repayment–2000)
Incentives: NGO
Incentives @ Rs.3000 per group to be paid in stages
-
On acceptance of Terms and Conditions
Rs.300/- (10%)
-
Opening of SB a/c Rs.600/- (20%)
-
Credit linkage Rs.900/- (30%)
-
Repayment Rs.900/- (30%)
-
Evaluation Rs.300/- (10%)
-
250 social workers – one per block
& 1 per district (7500 per month including Salary, TA, DA, Stationary &
other office expenses)
|
|
|
Success Stories of Sakhi Mandal |
|
Progress at a glance ( June
'2008 ending)
New Sakhi Mandal
|
Sr.
No
|
Particulars
|
Status
|
|
1
|
No. of Sakhi Mandal
Formed
|
51110
|
|
2
|
Total Membership in
Sakhi Mandals
|
693415
|
|
3
|
Sakhi
Mandal Saving (Rs. in Lakh)
|
1937.30
|
|
4
|
No. of Sakhi Mandal
started
Inter-Loaning
|
19591
|
|
5
|
Amount Inter-loaned
(Rs. in Lakh)
|
429.82
|
|
6
|
Groups Linked
with Banks
|
439 |
|
7
|
Amount of
Credit by Bank
(Rs. in Lakh) |
107.95 |
|
8
|
No.of Sakhi
Mandal engaged in Income-generation activities |
2775 |
|
|
|
Existing Groups
|
Sr.
No
|
Particulars
|
Status
|
|
1
|
No. of SHGs tracked
|
64534
|
|
2
|
No. of female groups
|
47189
|
|
3
|
Total Membership in
SHG's
|
556125
|
|
4
|
Total saving by
SHGs(Rs. in Lakh)
|
2385.20
|
|
5
|
No. of SHG given
Revolving Fund
|
744
|
|
6
|
Amount of Revolving
Fund
|
43.60
|
|
7
|
Groups Linked with
Banks
|
426
|
|
8
|
Amount of
Credit by Bank
(Rs. in Lakh) |
210.71 |
|
9
|
SHG members
engaged in Income-
generation activities |
460 |
|
|
|
SHG Sample Data
|
|
|
|
|
| |
|
|
 |
|
 |
